ANALISIS SISTEM PENGENDALIAN KREDIT UNTUK MEMPERTAHANKAN LIKUIDITAS PADA PT BANK NEGARA INDONESIA (PERSERO) TBK KC KIM TAHUN 2020

Abstract

1. Bank Negara Indonesia (Persero) Tbk. KIM Branch in 2020; aims (1) to find Research “Analysis of Credit Control System to Maintain Liquidity at PT out about credit management at PT BNI Branch KIM, (2) to determine liquidity in credit management at PT. BNI Branch KIM. The research method used is descriptive quantitative and descriptive qualitative. The data used are primary data and secondary data. The results of the analysis show that the calculation of bank liquidity through liquid tools, namely the Quick Ratio (which compares cash assets with total deposits of 124.51%), Loan To Asset Ratio (which compares total loans with total assets of 6.31%), Loan To Deposit Ratio (which compares total loans with a total deposit of 8.46%), and Non Performing Loans (which compares bad loans with total loans disbursed by banks of 1.64%); Therefore PT BNI (Persero) Tbk. Branch KIM can be said to be liquid or healthy.