PENGARUH KREDIT MACET PRODUK KREASI TERHADAP LABA BERSIH PADA PT PEGADAIAN (PERSERO) CABANG MEDAN UTAMA PERIODE 2022-2024

Abstract

The project entitled "The Effect of Bad Debt on Net Profit for the 2022-2024 Period at PT Pegadaian (Persero) Medan Utama Branch Office". This study aims to determine how much influence the number of bad debts has on the amount of net profit at PT Pegadaian (Persero). The data collection techniques used are: documentation and data processing techniques, from this data it is obtained that bad debts have a positive correlation coefficient on net profit of 0.11, the results of the simple linear regression calculation Y = -25.812 + 459.215X and the coefficient of determination is 1,21% meaning that the net profit obtained is influenced by bad debts by 1.22%, it turns out that 98.79% is influenced by other factors. From the results of the Ttest is tcount ( 0,939 ) < ttable (2,03224), then H0 is rejected and H1 is is accepted, meaning that the regression coefficient is not expressed significantly.