Pengaruh Literasi Keuangan terhadap Penggunaan Kartu Kredit

Abstract

This study aims to analyze the influence of financial literacy on the use of credit cards among workers. The factors studied included gender, age, educational level, and income level. Data is collected through surveys and analyzed using the Anova test to assess significant differences. The results showed that age, education, and income significantly influenced the financial literacy of credit card users, while gender did not show significant differences. The implications of this research are important for governments, universities, and banks in improving public financial literacy.